On Thu, 16 Jan 2014 14:52:37 +0000, Dan Ballance said: > Well users do care about getting hacked when it happens - so maybe they do > need to be forced to pay a little more to be secure. This also has benefits > for e-commerce and on-line banking, credit card fraud etc Actually, the entire credit card industry is build around the assumption that there *will* be 4-5% fraudulent transactions, and it's not cost-effective to try to reduce fraud any further (though it *is* usually worth it if there's a new spike of a fraud variant that is fairly easily dealt with)...
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